Enhanced annuities
Are you eligible for a better annuity rate because of your health or lifestyle?
The average increase achieved with Key’s service is 30%, however an enhanced annuity could increase your income by over 100%!*
Enhanced annuities give you even more income by taking into account your health and lifestyle. It is estimated that around 57% of the population qualify for an enhanced annuity. If you qualify, your retirement income could be significantly more. Use our annuity service and we’ll always check if you’re eligible for an enhanced income. It won’t cost you a penny to arrange your enhanced annuity through Express Retirement Services as Key, our partner, receive payment from your chosen provider.

If you answer yes to any of these questions, you may well qualify for an enhanced annuity:
- Do you smoke?
- Have you been diagnosed with high blood pressure which requires ongoing medication?
- Have you suffered a heart attack which required an admission to hospital?
- Have you been diagnosed with diabetes, which requires you to take insulin or a tablet treatment?
- Have you suffered from a stroke (CVA), excluding mini-strokes (TIA’s)?
- Have you been diagnosed with cancer (excluding skin cancer and benign tumours) which required or requires surgery, chemotherapy or radiotherapy?
- Have you been diagnosed with Parkinson’s disease?
- Have you been diagnosed with Multiple Sclerosis?
- Have you retired early on the grounds of ill health?


