Enhanced annuities

Are you eligible for a better rate because of your health or lifestyle?

If you or your partner has a medical or lifestyle condition, you may qualify for an enhanced annuity option, which could make a difference of hundreds or even thousands of pounds to your retirement income.

We will find out if you qualify for an enhanced annuity as part of our service. It is estimated that 57% of the population qualify for better rates due to certain health conditions or lifestyle choices, such as terminal illness, high blood pressure and smoking. That means you could get more money, so long as this is considered in the search – we’ll always look at this on your behalf.

If you or your partner answer ‘Yes’ to any of the following questions, you may well qualify for an enhanced income:

  • Do you smoke?
  • Have you been diagnosed with high blood pressure, requiring ongoing medication?
  • Have you suffered a heart attack requiring hospital admission?
  • Have you been diagnosed with diabetes, requiring insulin or tablet treatment?
  • Have you suffered from a stroke (CVA), excluding mini-strokes (TIA’s)?
  • Have you been diagnosed with cancer (excluding skin cancer and benign tumours) requiring surgery, chemotherapy or radiotherapy?
  • Have you been diagnosed with Parkinson’s disease?
  • Have you been diagnosed with Multiple Sclerosis?
  • Have you taken early retirement on the grounds of ill health?

Find out if you qualify for an enhanced annuity! Speak to one of our annuity experts today by calling the number at the top of the screen.

Find out if you could increase your monthly pension income with our annuity calculator. Try it today!