Elderly people can take advantage of the "significant equity" in their homes to meet their care home fees, it has been suggested.
Analysis from the Daily Telegraph showed that equity release represented a good option despite the "recent falls in house prices".
Families also stood to benefit if the property gains value in future, the report added.
Care home costs were highlighted by the newspaper as an area of significant financial distress in the UK.
Overall fees were found to be rising by as much as ten per cent a year.
Figures from Partnership, a financial adviser, also showed that the annual costs currently average around £25,000 to £35,000.
"Our own data also shows that the average length of stay for those self-funding their care is around four years, significantly higher than the overall average length of two years," Chris Horlick at Partnership added.
Other funding solutions listed by the report included ISA cash savings accounts, insurance bonds and care annuities.
