George Osborne, Conservative party shadow chancellor, is expected to announce plans to reform public sector pensions this week.
Mr Osborne is also expected to unveil plans to scrap some middle-class benefits.
In the Tory draft manifesto, Mr Osborne is expected to promise reform on "unaffordable" public sector pensions and unveil plans to remove benefits such as child tax credits for those who are better off.
Conservative party leader David Cameron set out the manifesto, saying: "The modern Conservative party has the plans, the ideas, the energy, the people, the unity and the leadership to bring that change."
He added: "We are all in this together, and we know that if we all pull together then this country can have great hope for the future. So let’s face this new year with confidence, optimism and hope – and let’s make 2010 the year for change."
Uncertainty surrounding pensions ahead of the forthcoming general election could see many people turn to additional ways of funding their retirement.
This could boost the popularity of equity release schemes which allow homeowners to supplement their incomes with money drawn against the value of their assets.
