An influential industry group has called on the government to change the legal regime for pensions.
The National Association of Pension Funds (NAPF) has released new research, showing that 98 per cent of employers believe that reforms to rules would improve communications with workers.
Almost seven in ten poll respondents said that the introduction of a legal indemnity to free up employers to talk about pensions would be of benefit.
More generally, employers were revealed by the poll to be relatively inhibited about discussing pension-related issues.
Three in four said that they were "more comfortable" talking about private healthcare benefits with present and future staff, while 68 per cent found it easier to discuss company share schemes.
NAPF director of policy, Nigel Peaple, said: "Employers want to help and guide their employees on planning and saving for retirement but fear falling foul of the law.
"The government must examine why employers feel unable to talk about the pensions they offer and be prepared to change the law if necessary."
Equity release offers a possible financial solution for workers who face a smaller-than-expected income from their pensions when they retire.
Posted by Richard Planner
