Fewer than two in five women work on their long-term financial plans, new research has revealed.
The study, conducted by insurer Standard Life, found that only 38 per cent of women plan their finances compared to half of men.
In addition, the poll revealed that women are far less likely to have a personal pension or other form of retirement income.
Mark Polson, head of customer management at Standard Life, said: "Women will most likely outlive men, yet are least likely to have a plan for their money in the future, creating a pension income gender gap."
"We are asking women to reality check their long-term plans now to secure the future," he added.
Traditional forms of retirement income include state pensions and personal annuities. However, in recent years equity release has become a popular option for funding retirement. 
