Pensioner Investment/Savings

Customers should not use the information to form an opinion about equity release in relation to their individual requirements.


Could an equity release scheme prevent homeowners being conned out of cash?

Tuesday, June 15th, 2010
The Citizens Advice Bureaux (CAB) has warned that a number of people are falling foul of fake loan scams in a bid to boost their finances.A safer way for homeowners to pay off their debts or increase their spending power could be through the use of an equity release plan, ... read more

Could an equity release scheme prevent homeowners being conned out of cash?

Tuesday, June 15th, 2010
The Citizens Advice Bureaux (CAB) has warned that a number of people are falling foul of fake loan scams in a bid to boost their finances.A safer way for homeowners to pay off their debts or increase their spending power could be through the use of an equity release plan, ... read more

Will falling annuity rates spark a rise in lifetime mortgage use?

Tuesday, June 8th, 2010
Falling annuity rates mean new retirees in Britain are receiving the lowest pension payouts ever recorded, it has been claimed.The news could inspire a number of homeowners to take out an equity release plan, which could provide them with a tax-free cash lump sum.Writing for specialist finance website Thisismoney.co.uk, Dan ... read more

Equity release schemes could help Brits without savings

Monday, June 7th, 2010
People in the UK borrowed 37p for every one pound they saved in the first quarter of the year, new research has revealed.The study from Unbiased.co.uk showed that this is a big shift from mid-2008 when Britons were spending £1.67 on debt repayments for each pound saved.According to the price ... read more

Could a lifetime mortgage help people tied to contracts for ‘useless’ financial products?

Friday, June 4th, 2010
UK homeowners could be wasting thousands of pounds each year paying for "useless" financial products, according to a new report.People tied into contracts for such items could now seek equity release advice to see if the value of their homes could ease their financial troubles with a tax-free lump sum.A ... read more

Could falling BP share prices lead to rise in equity release popularity?

Thursday, June 3rd, 2010
UK pension trustees could see hundreds of millions of pounds wiped off their pension funds following BP's oil spill in the Gulf of Mexico, it has been suggested.The news could inspire a number of people approaching retirement age to seek equity release advice in order to secure their retirement finances.BP's ... read more

Will pension deficit encourage use of equity release?

Wednesday, June 2nd, 2010
New figures have revealed that despite a significant fall last month, the UK's final salary pension schemes have a deficit of almost £90 billion.This could encourage a number of people to look at equity release plans as a way of securing their retirement finances.Recently-published data from human capital and risk ... read more

Could a lifetime mortgage ease pension CGT fears?

Wednesday, June 2nd, 2010
Pension investors are being panicked into decisions as they do not know what is "coming next" in terms of tax changes, it has been claimed.The uncertainty could alarm a number of pension scheme trustees and encourage homeowners to look into equity release schemes as a way of ensuring they are ... read more

Could credit card hierarchy ‘traps’ be eased with equity release funds?

Tuesday, June 1st, 2010
Credit card users in the UK are being trapped by payment priorities on different cards, according to a new report.This could encourage homeowners aged over 55 years to look into equity release plans as a safer way of increasing their spending power.A recently-released study by moneysupermarket.com has revealed that 60 ... read more

Could a lifetime mortgage help those relying on credit cards to pay bills?

Friday, May 28th, 2010
Britons are incurring £90 million in annual charges by relying on their credit cards to pay their household bills.This could inspire people who have invested in property to take out an equity release scheme, which could boost their finances and help them avoid costly charges.A recently-published report from moneysupermarket.com has ... read more