Retirement Planning

Customers should not use the information to form an opinion about equity release in relation to their individual requirements.


Could a reduction in pension contributions lead to an up-take in equity release plans?

Tuesday, May 18th, 2010
Employee contributions to personal pensions reduced last year for only the second time since records began in 1990, according to new figures.This could lead to an increase in the number of people using equity release schemes to boost their retirement finances. Such policies allow homeowners to release some of the ... read more

Will NHS workers turn to equity release if government ‘attacks’ pensions?

Tuesday, May 18th, 2010
NHS workers could be set to see their pensions "attacked" by the new coalition government, it has been claimed.This could inspire a number of homeowners working in the sector to consider an equity release scheme as a way of boosting their retirement income.In an interview with Nursing Times, Unison general ... read more

Will Britons turn to equity release plans after the new chancellor’s emergency Budget?

Thursday, May 13th, 2010
The new government should make sure it is "knuckling down" and focusing on tackling the UK's pension crisis and creating a stable pensions market, it has been claimed.This could inspire a number of homeowners to seek equity release advice to ensure they are financially secure during their retirement.Earlier this week ... read more

Will the fact the UK’s savings culture has ‘fallen apart’ inspire the use of lifetime mortgages?

Thursday, May 13th, 2010
Britain's "once-thriving" retirement savings culture has fallen apart over the last 13 years, according to one expert.The comments could lead to a rise in the popularity of equity release schemes, which allow homeowners to boost their income with money taken from the value of their property assets.Dr Ros Altmann, an ... read more

Equity release schemes could help older workers

Wednesday, May 12th, 2010
Britain's workforce in 2020 will be made up of an additional two million people over the age of 55 compared with today, a new report has suggested.This could lead to an increased demand for equity release plans, as older workers seek to support their income without having to remain employed.According ... read more

Will use of equity release plans increase as pension deficit worsens?

Tuesday, May 11th, 2010
The aggregate funding position of almost 7,400 defined benefit pension schemes in the UK has worsened over the last month, according to new figures.This could inspire a number of people nearing retirement age to consider a lifetime mortgageas a way of securing their retirement finances.According to the latest Pension Protection ... read more

Will ‘irrelevant’ pensions lead to increased take-up of lifetime mortgages?

Wednesday, May 5th, 2010
Pensions could become an "irrelevant" form of saving for many people to due the amount of tax that could be paid, it has been claimed.This could lead a number of people to look into equity release schemes as a way of securing their retirement finances.A recently-published report from independent consulting ... read more

Will people look into equity release schemes in order to cope with ‘forced’ retirement?

Tuesday, May 4th, 2010
Forced retirement has a "double negative" effect on the UK as those who retire pay less tax and have less money to spend, according to one pensions expert.A lack of spending money could inspire those who are forced to retire to look into releasing some of the value of their ... read more

Could a lifetime mortgage help with a retirement saver’s day-to-day spending?

Tuesday, May 4th, 2010
Britain's retirement savers have put their day-to-day money worries over their need to save for later life over the last two years, it has been claimed.This could lead to an increase in the popularity of equity release schemes, which can provide a homeowner with a regular retirement income taken from ... read more

Will Britons turn to equity release plans as parties ‘tinker’ around the edge of pension issues?

Tuesday, May 4th, 2010
The three main political parties battling for victory in this week's election have failed to get to the root of the UK's pension problem, it has been claimed.A number of property owners could be encouraged by the comments to seek equity release advice in order to see how the value ... read more