Retirement Planning

Customers should not use the information to form an opinion about equity release in relation to their individual requirements.


Could a lifetime mortgage ease the financial pain of a broken bone?

Friday, April 30th, 2010
More than 7.7 million British men and women are expected to break a bone after reaching the age of 51 years, according to one specialist insurance provider.Such incidents could impact on a homeowners' earning potential and could therefore lead to a rise in the popularity of equity release schemes, which ... read more

Could an equity release plan complement Logica staff’s new Savings and Retirement Programme?

Thursday, April 29th, 2010
Staff at business and technology services provider Logica are set to benefit from the introduction of a new Savings and Retirement Programme from Standard Life.Used alongside a lifetime mortgage, which can provide homeowners with a regular income, the programme could help to ensure a comfortable retirement for Logica employees.Commenting on ... read more

Will equity release rise in popularity as political parties ‘miss the point’ on pensions?

Monday, April 26th, 2010
The three main political parties have "missed the point" with regard to pension policies in the build up to the forthcoming general election, according to a new study.This could lead a number of people at or approaching retirement age to consider an equity release plan, such as a lifetime mortgage, ... read more

Equity release schemes may rise in popularity when future government ‘defaults’ on retirement promises.

Friday, April 23rd, 2010
A future UK government will be forced to default on retirement promises due to the "ballooning" of the country's current deficit, it has been claimed.This could lead a number of people to seek equity release advice to look into ways of boosting their retirement funds.According to Oliver Russ, manager of ... read more

Will equity release use rise after parties publish ‘threadbare’ retirement income manifestos?

Thursday, April 22nd, 2010
The level of detail on retirement income included in the three main political parties' manifestos, is "threadbare at best", according to the Association of Consulting Actuaries (ACA).This could inspire a number of people to seek equity release advice in order to find out how the value of their home could ... read more

Could an equity release plan ease long-term care costs?

Thursday, April 22nd, 2010
The current system for providing long term care in the UK is "complicated and rather arbitrary", it has been claimed.This could inspire a number of retired people to look into an equity release scheme as a way of ensuring their long term care costs can be met.Financial research company Defaqto ... read more

Will equity release plans become more popular due to ‘complex’ pension charges?

Monday, April 19th, 2010
Employees could "baulk" at the National Employment Savings Trust (Nest) due to the high and complicated nature of its charging structure, according to the Confederation of British Industry (CBI).This could lead to a rise in the popularity of equity release schemes, which allow homeowners to boost their incomes with cash ... read more

Does having a default retirement age increase equity release use and financial planning?

Monday, April 19th, 2010
More people searching for independent financial advice are seeking retirement planning guidance than any other form of information, according to a new report.This could include a number of people who are looking into boosting their retirement funds with a lifetime mortgage, which can provide a homeowner with a lump sum ... read more

Will pensioners being ‘cheated’ out of fair ISA rewards turn to equity release?

Thursday, April 15th, 2010
Britain's savers, including pensioners, are being 'cheated' out of fair rewards by the current ISA system, according to one campaign group.This could lead to a rise in the number of people looking to increase their income through the use of schemes such as lifetime mortgages.On the day that the three ... read more

Will Britain’s baby-boomers seek equity release advice?

Monday, April 12th, 2010
A number of Britain's baby-boomers, those aged between 45 and 65 years, are planning an early retirement despite the effects of the recession, according to a new report.Those who have invested in property could now look at the prospect of an equity release scheme as a way of providing some ... read more