Pensions and Retirement

Customers should not use the information to form an opinion about equity release in relation to their individual requirements.


Will pensioners seek equity release after government pension switch?

Monday, June 28th, 2010
By switching its formula from retail price inflation (RPI) to consumer price inflation (CPI), the government has taken away the supposed rise in the basic state pension, it has been claimed.This could see a number of homeowners aged over 55 years considering using some of the value of their property ... read more

Will private sector workers who are ‘not having their needs served’ turn to equity release?

Friday, June 25th, 2010
The government, private sector employers and the pensions industry are currently failing workers on modest incomes, it has been claimed.This could inspire a number of homeowners aged over 55 years to contact Key Retirement Solutions (Key RS) to see how an equity release scheme could boost their finances.Brendan Barber, general ... read more

Could homeowners forced out of work due to the DRA seek equity release schemes to boost their funds?

Thursday, June 24th, 2010
The chancellor's failure to announce an immediate end to the UK's default retirement age (DRA) is "disappointing", one expert has claimed.Knowing that they could still lose their jobs at any time "without good reason" could see many people aged over 65 years turn to equity release schemes as a way ... read more

Will homeowners seek equity release advice after Budget fails to mention pensions flexibility?

Wednesday, June 23rd, 2010
The new coalition does not seem ready to consult on introducing measures to make private pensions more flexible, according to one expert.This could encourage a number of homeowners, in particular those aged over 55 years, to take out a lifetime mortgage, which could provide them with a tax-free cash lump ... read more

Will homeowners turn to equity release after being told to look after their own retirement finances?

Tuesday, June 22nd, 2010
Britons should be made to ensure they look after their own retirement finances, according to one expert.This could encourage a number of people aged over 55 years to consider using an equity release plan to utilise some of the cash tied up in their home.Commenting on the government's announcement that ... read more

Will Britons urged to consider their futures seek equity release advice

Tuesday, June 22nd, 2010
HSBC bank has urged its customers to seek help and advice in planning for the future amid speculation that pensions tax relief could be cut from 50 per cent to 20 per cent in today's (June 22nd) Budget.This could encourage a number of people to use the equity release calculator ... read more

Will homeowners seek equity release advice as unemployment rises?

Friday, June 18th, 2010
A number of people working in the UK could become concerned about their job security after unemployment continued to rise last month.This could inspire a number of homeowners, in particular those aged over 55 years, to find out how a lifetime mortgage could provide them with a tax-free cash lump ... read more

Could an equity release plan help with social care costs?

Friday, June 18th, 2010
Thousands of older Britons will have their lives put at risk if the government announces cuts to social care spending in next week's Budget, one charity has claimed.This could encourage a number of people to seek equity release advice to find out how the value of their home could help ... read more

Could a lack of ‘gold plated pensions’ see public sector workers turn to equity release?

Wednesday, June 16th, 2010
Unison, the country's largest public sector worker union has said "gold plated" public sector pensions are a myth, with most trustees receiving no more than £4,000 per year.This could encourage a number of public sector workers who are approaching retirement age to seek equity release advice to see how the ... read more

Could a lack of ‘gold plated pensions’ see public sector workers turn to equity release?

Wednesday, June 16th, 2010
Unison, the country's largest public sector worker union has said "gold plated" public sector pensions are a myth, with most trustees receiving no more than £4,000 per year.This could encourage a number of public sector workers who are approaching retirement age to seek equity release advice to see how the ... read more