Equity Release Schemes

There are 3 types of equity release schemes currently available through Key:

• Lifetime mortgages
• Home reversion plans
• Drawdown plans

Each type of equity release scheme can help you have financial freedom by safely releasing equity from your home to spend entirely as you choose.

We only ever recommend equity release schemes which have been approved by SHIP (Safe Home Income Plans) which means that every equity release scheme we offer meets the strict standards set by SHIP to ensure your safety:

• Remain in your property for life, provided the property remains your main residence.
• Move your plan to another suitable property without any financial penalty, subject to criteria.
• Guarantee you’ll never fall into negative equity. This means you will never owe more than the value of your home and no debt will ever be left to your estate.

A wide choice of equity release schemes

As specialist independent advisers for equity release schemes, we can talk you through the differences between each type of scheme and offer a wide choice of over 40 SHIP approved equity release schemes to help with your retirement planning.